The company provides USD loans backed by copyright, interest-earning accounts for digital assets, and a platform for trading various cryptocurrencies. It was founded in 2017 and is based in Jersey City, New Jersey.
USDC operations were isolated from core treasury and accounting systems. Transactions had to be manually reconciled with fiat accounts, forcing finance teams to map each USDC payment back to a dollar transaction within ERP tools like copyright. This created inefficiencies and operational overhead for companies that Meow sought to solve.
They knew they couldn’t succeed over the long term with just one product–busy business owners demand convenience. So this past January, five months after opening their T-bill platform, Meow introduced FDIC-insured business checking accounts promising a 4.8% annual yield. Like most fintechs, Meow lacks a banking charter and so it partners with banks, which in turn network with other banks.
Jiko's services are available for institutional clients, including money movement and settlement through its technology. It was founded in 2016 and is based in San Francisco, California.
“There has been a change of administration and change in the interpretation of the law. The law has not changed.”
To address these challenges, Meow partnered with TrueBiz to leverage their advanced business risk assessment and fraud detection capabilities. TrueBiz provides a solution seamlessly embedded into Alloy that automated the review of business web presence, using proprietary AI models to analyze hundreds of data points across a business’ web presence and deliver a detailed risk score within seconds.
That leaves copyright firms in a position where, although the fintechs are glad to offer them a US bank account at present, the underlying partner banks could in future choose to revoke permission. Meow and Brex did not respond when asked whether their partner banks have promised long-term access to banking services for copyright clients.
They were equally opportunistic when it came to choosing a name for their startup; the whimsical Meow was picked for its ability to grab attention on social media. Indeed, as SVB teetered, one VC with a healthy following posted on LinkedIn: “We are living in such a stupid timeline.
Meow also enables businesses to generate and schedule recurring invoices within the platform, making it easy for customers to use their copyright holdings in everyday treasury operations.
Meow CEO Brandon Arvanaghi describes the company as “the Costco of financial services.” Like the retail giant known for its affordable yet high-quality basics, Meow aims to provide cost-effective financial products and services.
Meow knew that a strictly manual verification process would not scale, could create bottlenecks, and could be prone to human error.
Meow’s focus on constantly offering new and improved features and products to its customers meant it needed a like-minded stablecoin partner that was fast moving and highly responsive to its needs.
And in 2024, the company hit profitability and tripled its customer accounts. “Some of the biggest copyright companies in the world are using Meow right now,” said Arvanaghi.
The friends decided they wanted to break into the fast-growing fintech segment serving businesses and figured they needed a standout “wedge” product to do so, says Arvanaghi. meow com At that point, interest rates were near zero. But coming from a copyright background, they had seen investors earn fat yields from lending in the copyright segment.
“Meow is really meant to be the curation and then the steering through technology of being able to move money between options,’’ he adds.